Policy Options

Handcrafted Soap and Cosmetics Coverage

This insurance is designed for individuals and companies in the health and beauty industries, and covers handmade products such as soaps, makeup, cosmetics, insect repellent, hand sanitizer, jewelry, and candles.

Cannabis/CBD/Hemp Infused Products Insurance

This policy includes the same coverages as the Handcrafted Soap and Cosmetics Coverage plus, coverage for individuals and companies that manufacture topical cannabis/CBD/Hemp infused handmade and non-handmade health and beauty products such as soaps, lotions and balms, cosmetics, candles, and more!

Esthetician and Massage Therapist Coverage

This insurance program is designed for professionals involved in Massage Therapies, Energy and Healing Touch, Cosmetology, Esthetics, Nail Technicians and Face/Body Painting. This policy offers coverage for both your general liability and professional liability, as well as $2,000 to cover your equipment. Fitness training, such as Yoga, Dance Instructor, or Personal Training may also be added to the policy.

Other Handmade Artisan and Crafter Coverage

This insurance is designed to help artists and crafters get the insurance they need to cover handmade products not included in other categories. As long as you are an artist, crafter, or tradesman, you qualify (with some exceptions) for coverage through this program.

Food and Beverage Coverage

This insurance is designed for food businesses such as food carts and trucks, caterers, concessionaires, commercial kitchens, private chefs, farmers market vendors, and people who sell artisan food products online.

Beauty Products Coverage

This insurance is designed to protect companies who produce, manufacture, or sell non-handmade beauty or cosmetic products from liability claims that may arise from the use of their products.